Card consolidating credit debt

16-May-2017 15:19

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Also, the combined transferred amounts and fees usually cannot be higher than your credit limit, which might not accommodate all your debts.

Some lenders also don’t allow you to use a balance transfer to pay off credit cards or loans from the same lender.

You’re also taking on secured debt in exchange for paying off your unsecured credit card debt.

If you’re unable to pay the bill, you risk losing your home or vehicle.

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Cons: Some cards charge a balance transfer fee, such as 3 percent or , on the amounts you transfer.

You can find personal loans from banks, credit unions and online lenders.